Free Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Practice Test & Real Exam Questions
Under a multiple protection policy, the policy that pays on the death of the last person is called
Correct Answer: D
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If a primary beneficiary dies, life insurance benefits are then paid to
Correct Answer: A
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An insurance producer who knowingly and willfully makes a fraudulent statement relating to an application for insurance is subject to all of the following EXCEPT
Correct Answer: C
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The insurer will issue to the policyowner, for delivery to each person insured under a group life policy, an individual:
Correct Answer: B
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A PRIMARY difference between precertification provision and concurrent review is that only the precertification provision
Correct Answer: C
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Determining the appropriate coverage for an individual seeking long-term care insurance is
Correct Answer: C
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Which one of the following types of benefits is often excluded from coverage under an HMO plan?
Correct Answer: C
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A new mother is guaranteed a 48-hour hospital stay after a regular delivery of a child under which federal law and regulations for group health insurance?
Correct Answer: A
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In broad terms, the types of support and services generally associated with Long-Term Care policies are provided at which three levels of care?
Correct Answer: C
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Any act, practice, or arrangement, at or prior to a policy issuance for the benefit of a person who does NOT have an insurable interest in the insured is called a
Correct Answer: C
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The act of using misrepresentation to induce an insured person to terminate an existing policy and purchase a new policy is referred to as
Correct Answer: D
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How many days does the insured have to notify the insurer to add a newly-born child to continue coverage?
Correct Answer: A
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How will covered expenses be paid if an insured has a scheduled dental policy?
Correct Answer: D
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Within a specified number of days, a free-look provision gives the
Correct Answer: B
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