Free Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Practice Test & Real Exam Questions
Long-Term Care Policies exclude coverage for all of the following EXCEPT
Correct Answer: A
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One area in which errors are commonly made on life insurance applications and for which the incontestable clause does NOT apply is
Correct Answer: A
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Returning part of the commission or giving anything of value to the insured as an inducement to buy a policy is
Correct Answer: C
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Which of the following is an Unfair Claims Settlement Practices Act under Oklahoma law?
Correct Answer: A
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Both husband and wife have group health insurance through their employers. Each spouse is covered under both policies. Under the coordination of benefits provision, how will the benefits be paid if the wife incurs a
$400 covered loss?
$400 covered loss?
Correct Answer: A
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Any person entitled to reimbursement for expenses of health care services and procedures under an Accident and Health Insurance Policy issued by an insurer is
Correct Answer: B
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A person whose life is insured under a group insurance policy has the right to designate a beneficiary and the right to
Correct Answer: C
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Which type of life insurance policy is written under a single contract for both spouses in which it is payable upon the first death?
Correct Answer: B
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In reference to life insurance in contract law, a person MOST likely will have an insurable interest in insuring a person's life if
Correct Answer: A
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Which of the following is a core benefit of Medicare supplemental insurance?
Correct Answer: C
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Which of the following is NOT an example of inducement?
Correct Answer: A
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What is it called when a health insurance policy terminates and the policyholder is allowed to receive benefits past the termination date of the policy?
Correct Answer: B
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A difference between permanent and term life insurance is
Correct Answer: B
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Under a group life policy, the policyowner is entitled to a grace period of 31 days for the payment of any premium due EXCEPT the first. During the grace period, the death benefit coverage shall
Correct Answer: B
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