Free Insurance Licensing PA-Life-Accident-and-Health Practice Test & Real Exam Questions
According to Pennsylvania insurance laws, what action can the insurance company take if the insured unintentionally understated his or her age on the original application?
Correct Answer: A
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An insured under a disability income policy is receiving monthly benefit checks after losing both legs in an automobile accident. Although the insured could be assigned desk duties, the condition that automatically qualifies this insured for total disability classification is
Correct Answer: D
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For licensing purposes, the producer's principal place of business or residence in any slate determines the producer's
Correct Answer: D
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In Pennsylvania, a provision that protects a policyowner from a misrepresentation caused by an innocent mistake on the application after 2 years is
Correct Answer: A
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What are the tax implications of an insured's health insurance costs if the insured is self employed with an S corporation, has a net profit for the tax year, and is unmarried?
Correct Answer: B
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What is the annuity payment option that provides an income for a guaranteed period of time whether or not the annuitant is alive?
Correct Answer: C
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Which of the following is a characteristic of conversion from a group life insurance policy to an individual life insurance policy?
Correct Answer: D
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Which of the following is a branch of dentistry dealing with diseases of the supporting structures of the teeth?
Correct Answer: D
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In broad terms, the types of support and services generally associated with Long-Term Care policies are provided at which three levels of care?
Correct Answer: A
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In Pennsylvania, payment on an Accelerated Death Benefit Rider may NOT be less than what percentage of the total death benefit?
Correct Answer: C
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Managed care is typically provided under all of the following EXCEPT a
Correct Answer: A
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