Free Insurance Licensing NY-Life-Accident-and-Health Practice Test & Real Exam Questions
According to the Affordable Care Act, a child can remain on a parent ' s health benefit plan until the child
Correct Answer: D
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If an annuitant dies during the accumulation period, his or her beneficiary will receive
Correct Answer: A
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Insurance agents have duties and responsibilities to the insured and the insurer. Which of the following responsibilities does an agent owe the insured during the policy year?
Correct Answer: A
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The PRIMARY purpose of respite care is to
Correct Answer: D
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Under the grace period, an insured submits a $300 claim for medical expenses. The insurer notes that the insured has a past due premium of $100, and as a result, the insurer only pays $200. Which of the following provisions covers this situation?
Correct Answer: C
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In a health insurance policy, an insured has an out-of-pocket limit of $10,000, a deductible of $500, and an
80%/20% coinsurance. The insured incurs $50,000 of covered losses in an accident. How much will the insurer have to pay?
80%/20% coinsurance. The insured incurs $50,000 of covered losses in an accident. How much will the insurer have to pay?
Correct Answer: D
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In accidental injury insurance, the insurance policy, the endorsements, and any relevant papers attached to the policy make up the:
Correct Answer: D
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