Free ACAMS CKYCA Practice Test & Real Exam Questions

Exam Code/Number: CKYCA
Exam Name/Title: Association of Certified Anti Money Laundering
Certification Provider: ACAMS
Corresponding Certification: AML Certifications

Exam Questions: 132
Updated On: Sep 14, 2026

Question #1

When is comes to Enhanced Due Diligence (EDD) regulators require you to do a perfect job on the client.

A. FALSE.

B. TRUE.

Discussion 0

Correct Answer: A Vote an answer

Question #2

Who is your customer?

A. individuals, listed companies, private companies, others.

B. individuals, listed companies, some private companies, others.

C. individuals, private companies, dodgy companies, others.

D. only individuals, listed companies, some private companies

Discussion 0

Correct Answer: A Vote an answer

Question #3

An onboarded entity's legal form differs from the incorporation documentation provided by the client and the information found in the country's business register. Which action should a KYC analyst take?

A. Reach out to the client to clarity the legal form.

B. Use the business register information.

C. File a suspicious activity report.

D. Use the incorporation documentation provided by the client.

Discussion 0

Correct Answer: A Vote an answer

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Question #4

What are key risks in Financial Crime Prevention Control? (SELECT 3)

A. Financial.

B. Reputational.

C. Regulatory.

D. Insurance.

Discussion 0

Correct Answer: A Vote an answer

Question #5

Once a banking KYC analyst applies CDD onboarding procedures and builds a customer risk profile, ongoing monitoring needs to be implemented for the primary purpose of:

A. identifying and reporting suspicious transactions.

B. understanding the nature and purpose of the customer relationship.

C. complying with bank's internal policies and procedures.

D. fulfilling senior management's obligations.

Discussion 0

Correct Answer: A Vote an answer

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Question #6

In regards to ongoing CDD, financial institutions should ensure:

A. the customer profile is reviewed prior to every transaction in order to make sure the information is unchanged or current.

B. a thorough CDD process during customer onboarding so that periodic reviews are unnecessary.

C. a yearly review of information they maintain on all customers for consistency and efficiency.

D. they apply a risk-based approach on the frequency of customer profile reviews.

Discussion 0

Correct Answer: D Vote an answer

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Question #7

The ownership of a legal person is often described as having two prongs. The first one is the beneficial owner, this is the natural or legal person who owns the entity and who benefits from its activities. The second one is called?

A. Control Prong.

B. Controlling Prong.

C. Control Party Prong.

D. KYC Prong.

Discussion 0

Correct Answer: A Vote an answer

Question #8

A hospitality worker brings deposits items that appear to be made from a cash intensive business. Is this a red flag?

A. Yes, anyone who brings that type of currency is likely involved to have received it from illegal means.

B. No, the customer profile for the hospitality worker fits their occupation.

C. It depends on the location, business, and feeling of the employee accepting the deposit.

Discussion 0

Correct Answer: B Vote an answer

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