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- Total Questions: 157
- Updated on: Sep 23, 2026
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CA-Life-Accident-and-Health PDF Practice Q&A's
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- Total Questions: 157
- Updated on: Sep 23, 2026
- Price: $69.00
No need to schedule big blocks of time for the California Department of Insurance CA Life, Accident and Health or Sickness Examination exam. Regular practice beats heroic weekends: 157 practice questions in your pocket, on your Windows PC, and in any browser — steady sessions compound.
California Department of Insurance CA-Life-Accident-and-Health Exam Overview:
| Certification Vendor: | California Department of Insurance (CDI) |
|---|---|
| Exam Name: | California Life, Accident and Health or Sickness Insurance Examination |
| Exam Number: | CA-Life-Accident-and-Health |
| Exam Format: | Multiple-choice, Computer-based testing |
| Related Certifications: | Life Only License Property and Casualty License (related insurance licensing pathway) Accident and Health Only License |
| Real Exam Qty: | Approximately 150 scored questions (varies by exam version) |
| Available Languages: | English, Spanish (availability depends on testing center/version) |
| Exam Duration: | Approximately 120–150 minutes |
| Certificate Validity Period: | License valid for 2 years (subject to continuing education requirements) |
| Exam Price: | Approximately USD 50–70 (plus licensing application fees, varies by registration channel) |
| Passing Score: | Typically ~60% (scaled score; subject to PSI scoring rules) |
| Recommended Training: | ExamFX Insurance Pre-Licensing Training Kaplan Insurance Licensing Exam Prep |
| Exam Registration: | PSI Exams Candidate Portal California Department of Insurance Licensing Information |
| Sample Questions: | California Department of Insurance CA-Life-Accident-and-Health Sample Questions |
| Exam Way: | Computer-based exam delivered via PSI testing centers and/or remote proctoring (availability may vary) |
| Pre Condition: | No formal prerequisite exam required; applicants must meet California Department of Insurance licensing requirements and be approved to sit for the exam via PSI. |
| Official Syllabus URL: | https://www.insurance.ca.gov |
California Department of Insurance CA-Life-Accident-and-Health Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Topic 1: State Insurance Regulations (California) | - Unfair trade practices and ethics - California Insurance Code and regulations - Licensing requirements and producer conduct |
| Topic 2: Annuities and Retirement Concepts | - Retirement income options - Fixed and variable annuities |
| Topic 3: Accident and Health Insurance | - Long-term care insurance basics - Disability income insurance - Medical expense coverage |
| Topic 4: Insurance Basics and Principles | - Risk management concepts - Insurance terminology and principles |
| Topic 5: Life Insurance Concepts | - Types of life insurance policies (term, whole life, universal life) - Policy provisions and riders - Beneficiaries and settlement options |
Your California Department of Insurance CA Life, Accident and Health or Sickness Examination Exam Questions, Answered
California Department of Insurance recommends these training resources for the California Department of Insurance CA Life, Accident and Health or Sickness Examination exam:
Follow the training with steady self-testing — the 157 practice questions from Pass4Leader help you apply theory and fill any gaps the training leaves.
The official California Department of Insurance CA Life, Accident and Health or Sickness Examination outline defines 5 domains. The leading three are Accident and Health Insurance, State Insurance Regulations (California), and Insurance Basics and Principles. The full list is in the topics section above, and Pass4Leader's 157 practice questions cover each one.
Computer-based exam delivered via PSI testing centers and/or remote proctoring (availability may vary) Register for the California Department of Insurance CA Life, Accident and Health or Sickness Examination exam through these official channels:
After booking, Pass4Leader delivers your practice questions within 1 minute — preparation starts the same day.
The California Department of Insurance CA Life, Accident and Health or Sickness Examination exam contains Approximately 150 scored questions (varies by exam version) to complete within Approximately 120–150 minutes. Timed simulation in the Pass4Leader Desktop Test Engine teaches that rhythm before exam day does.
Pass4Leader issues a full refund if you take the California Department of Insurance CA Life, Accident and Health or Sickness Examination exam within 60 days of purchase and do not pass. The policy does not apply if the exam is taken within 3 days of purchase, if the exam was never actually taken, or to free materials or expired orders, and the candidate name must match the payer name. Submit a scan of your enrollment slip and the official Score Report PDF within 2 days of the exam; claims are processed within 7 days. Alternatively, exchange for two free exam products of equal value and keep your original update service. Orders arrive by email within 1 minute — contact support if nothing arrives within 2 hours.
The CA-Life-Accident-and-Health exam is a California Department of Insurance certification exam validating the California Department of Insurance CA Life, Accident and Health or Sickness Examination syllabus shown above. It belongs to these credential paths: Life Only License, Accident and Health Only License, Property and Casualty License (related insurance licensing pathway). Candidates in 2026 prepare for it with Pass4Leader's 157 practice questions, available as a printable PDF, a Windows Desktop Test Engine, and an Online Test Engine — three versions of the same materials.
No formal prerequisite exam required; applicants must meet California Department of Insurance licensing requirements and be approved to sit for the exam via PSI. Since requirements change over time, confirm the latest on the official California Department of Insurance exam page before scheduling.
The California Department of Insurance CA Life, Accident and Health or Sickness Examination exam requires Typically ~60% (scaled score; subject to PSI scoring rules) to pass, and registration costs Approximately USD 50–70 (plus licensing application fees, varies by registration channel). A failed attempt means paying the same fee again — a readiness check with the Pass4Leader engines before booking is the cheaper option.
Three versions of the same study materials: a printable, expert-prepared PDF with free demo download and instant access; a Desktop Test Engine for Windows with customizable simulation and timed modes that works offline; and an Online Test Engine for any browser on Windows, Mac, Android, and iOS with test history and performance review. All 157 practice questions are identical across versions. Every purchase includes 365 days of free updates, a 50% renewal discount afterward, and unlimited computer installations.
California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:
What is the limit of liability in a term life insurance policy?
- A. The face amount plus the premiums paid.
- B. The total cash value.
- C. The total amount of premiums paid.
- D. The face amount of the policy.
Correct Answer: D 🗳️
Explanation: Only visible for Pass4Leader members. You can sign-up / login (it's free).
In order to be qualified to sell long-term care insurance in the State of California, agents must comply with all of the following EXCEPT
- A. all licensees are required to pass a long-term care knowledge exam every 10 years.
- B. eight hours each year prior to each renewal for licenses issued prior to January 1,1992.
- C. non-resident licensees must complete an approved California long-term care education requirement.
- D. for licenses issued after Jan 1,1992, eight hours of training in each of the first, four 12-month periods beginning from the date of the original license issuance and thereafter eight hours of training prior to each license renewal.
Correct Answer: A 🗳️
Explanation: Only visible for Pass4Leader members. You can sign-up / login (it's free).
The conversion privilege allows a terminated employee to convert
- A. group life insurance into an annuity.
- B. permanent insurance into term insurance.
- C. term insurance into permanent insurance.
- D. an annuity into group life insurance.
Correct Answer: C 🗳️
Explanation: Only visible for Pass4Leader members. You can sign-up / login (it's free).
Vision insurance usually limits coverage in all of the following ways EXCEPT
- A. a specific dollar amount for examinations.
- B. one examination per year.
- C. a specific dollar amount for frames.
- D. one set of lenses per year.
Correct Answer: A 🗳️
Explanation: Only visible for Pass4Leader members. You can sign-up / login (it's free).
Vision care insurance usually covers all of the following EXCEPT
- A. eye examinations.
- B. eye surgery.
- C. contact lenses.
- D. eyeglass frames.
Correct Answer: B 🗳️
Explanation: Only visible for Pass4Leader members. You can sign-up / login (it's free).
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